Cost is often the first question on your mind when you start looking into braces or Invisalign, and that’s a fair thing to worry about. A treatment plan should never feel out of reach because of how it’s paid for. Coastal Orthodontics works with families across Virginia Beach and Chesapeake to build a payment plan that actually fits their budget, not the other way around.
Your Treatment Investment, Made Clear
You will not leave your consultation guessing what anything costs. During your complimentary visit, our team walks you through a full, itemized breakdown of your recommended treatment plan so you know exactly what to expect.
There are no hidden fees and no surprise charges added later. Straight, honest pricing from the very first conversation is simply how we do business.
Payment Options Built Around Your Family
Every family’s financial situation looks different, and your payment plan should reflect that. We offer a few ways to make treatment manageable, and our team will help you figure out which combination works best for you.
Interest-Free In-House Payment Plans
We offer customized, interest-free payment plans that let you spread the cost of treatment over several months. Down payments and monthly amounts can be arranged to fit what actually works for your household.
These in-house plans do not require a credit check, so they stay accessible no matter your credit history. It is one of the more direct ways we remove cost as a barrier to getting care started.
Insurance Coordination
If you have dental insurance, our team works with your insurance provider to apply your benefits and lower your out-of-pocket cost from the start. You will not need to sort through the paperwork alone.
FSA and HSA Accounts
Flexible Spending Account and Health Savings Account funds can both be used toward orthodontic treatment. If you have pre-tax dollars set aside for healthcare, this is a simple way to put them to use.
Ways to Save on Treatment
Beyond monthly payment plans, there are a few additional ways to lower the overall cost. We occasionally run promotions for new patients, so it is worth asking what is currently available.
Families with more than one member in treatment at the same time can also receive a courtesy discount. The same goes for patients who choose to pay for treatment in full at the start. Our team can walk you through the specifics when you come in.
What Happens at Your Consultation
Your free consultation is where all of this comes together. Our treatment coordinator sits down with you, reviews your recommended plan, and builds out payment options in real time so you leave with a clear next step.
No pressure, no guessing games, just a plan you understand and feel good about before you commit to anything.
Frequently Asked Questions
Q: How much do braces cost in Virginia Beach or Chesapeake?
A: Cost depends on the complexity of your case and the type of treatment you choose. You will get a precise, honest quote during your free consultation, with no hidden fees added later.
Q: Do I need good credit to qualify for a payment plan?
A: No. Our in-house, interest-free payment plans do not require a credit check, which keeps them accessible for every family.
Q: Can I use my FSA or HSA card to pay for treatment?
A: Yes. Both Flexible Spending Account and Health Savings Account funds can be applied toward your orthodontic treatment.
Q: Do you offer any discounts?
A: We occasionally offer new patient promotions, along with courtesy discounts for families with multiple members in treatment and for patients who pay in full at the start. Ask our team what is currently available.
Q: Will you work with my dental insurance?
A: Yes. Our team coordinates directly with your insurance provider to apply your benefits and reduce your out-of-pocket cost from the beginning.
Q: What forms of payment do you accept?
A: We accept all major credit cards, checks, and cash, along with FSA and HSA cards.
Let’s Build a Plan That Works for You
However your budget looks right now, there is likely a payment path that fits it. Schedule your free consultation with Coastal Orthodontics and let our team walk you through your options, no obligation and no pressure.